Skip to content

Home
Medicare Solutions
Request a Quote
Resources
- RX Drug Lookup Form
- Medicare FAQ’s
About Sheryl
Videos

Home
Medicare Solutions
Request a Quote
Resources
- RX Drug Lookup Form
- Medicare FAQ’s
About Sheryl
Videos

(704) 577-7560

Whats new in Medicare for 2027?

/ …

Loading PDF… If the reader does not load, use Open / print or Download PDF.

Meet Sheryl Gulan

Personal guidance for your Medicare decisions.

Sheryl helps individuals and families in Charlotte and Lake Norman understand their Medicare options with clear explanations and personalized guidance.

Local to Charlotte & Lake Norman
Clear, easy-to-understand guidance
Personalized support
Help comparing your Medicare options

Medicare News

What does Medicare Part A cover? Is there a premium I have to pay?

October 14, 2026

Medicare Part A covers inpatient hospital care, skilled nursing facility care, hospice services, and some home health care. This includes your semi-private room, meals, nursing care, medications during your stay,

What are the four parts of Medicare?

October 13, 2026

There are four main parts of Medicare are: Original Medicare Part A – Medicare Part A (hospital insurance) covers Medicare inpatient care that is care received while in a hospital,

What is the Medicare Modernization Act?

October 9, 2026

On December 8, 2003, the President signed the Medicare Prescription Drug, Improvement, and Modernization Act (MMA) of 2003, which became effective on January 1, 2006. Two significant changes occurred with

What is a Medicare PFFS plan?

October 7, 2026

Medicare Advantage Private Fee For Service (PFFS) plans are a type of Medicare Advantage Plan that is generally only available in rural areas where there are not many plan options

What is a Medicare HMO plan?

October 6, 2026

Several types of Medicare Advantage plans are available, and a Health Maintenance Organization (HMO) is one of them. If you join an HMO Plan, you will need to go to

61542-280-post

I’m disabled. When can I start getting Medicare?

October 2, 2026

If you’re disabled, you can qualify for Medicare before age 65 through Social Security Disability Insurance benefits, but timing varies by condition. Most disabilities require a 24-month waiting period after

Let’s make Medicare easier.

Get your questions answered and find the coverage that fits your needs.

Schedule a No-Cost Consultation

SGI Coverage Solutions

Sheryl Gulan • Medicare guidance

Home
Medicare Solutions
Videos
Resources
About Sheryl

(704) 577-7560

SGI Coverage Solutions, Inc. is an independent licensed insurance agency and is not affiliated with or endorsed by the government or the federal Medicare program. Insurance-related solicitation. We do not offer every plan available in your area. Currently we represent 1-10 organizations which offer 1-100 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all your options.

SeniorTopia Charlotte
charlotte.seniortopia.com
Proudly sponsored by Sheryl Gulan

Not affiliated with or endorsed by the U.S. government or the federal Medicare program.