Medicare & the Health Insurance Marketplace

If you don’t have (and don’t qualify for) Medicare, the Health Insurance Marketplace® can help you find coverage that fits your needs and budget. Depending on your situation, you may be able to choose the Marketplace instead of Medicare for your health coverage.

I already have Medicare. Should I enroll in the Marketplace?

No. The Marketplace doesn’t affect your Medicare choices or benefits. This means no matter how you get Medicare, whether through Original Medicare or a Medicare Advantage Plan, you don’t have to make any changes.

Can I get a Marketplace plan in addition to Medicare?

No. It’s against the law for someone who knows you have Medicare to sell you a Marketplace plan. This is true even if you have only Medicare Part A (Hospital Insurance) or only Medicare Part B (Medical Insurance).

If you want coverage to add to Original Medicare, visit Medicare.gov to learn more about Medicare Supplement Insurance (Medigap) policies. You can also learn about other Medicare options, like Medicare Advantage Plans.

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